About Our Team


Ryan Cheda

President, AFIS

O: (707) 794-9950

Ryan Cheda brings expert solutions to clients’ ever changing insurance needs. Ryan specializes in commercial, agribusiness and life insurance, while still working on most lines of insurance as well. His diversified work experience has helped him to truly understand his client’s point of view. Ryan graduated from Chico State with a Bachelor of Science in Business Administration. He worked for a building and industrial supply company in San Diego before moving back to Petaluma and starting his career in Insurance. He acquired Ray Soper and Chris Thwaites’ Agency that has served as a foundation for the Cheda Insurance Agency.  Ryan enjoys spending as much time as possible outdoors with his wife Lindsay and son, Sonny. Ryan is dedicated to promoting the founding principles, while constantly working on the most current ways to better serve his clients.


Jay Striniste

Insurance Advisor

O: (707) 546-2146

Jay Striniste has over twenty years of knowledge in the Insurance industry with a background in underwriting, risk mitigation and asset protection. He graduated from University of Connecticut with a Bachelor of Science degree in Environmental Science with a focus on business strategies.

Jay is a retired combat veteran of the United States Air Force with five wartime deployments. Together with Patty, his wife of 14 years, they have one son and the good fortune of calling their home, Sonoma County, CA.


Tina Clementino

Insurance Specialist

O: (707) 794-9950

Tina comes to us with over five years of insurance experience and over twenty years in customer service. Tina takes pride in providing exceptional service with a clear understanding of your insurance needs. She feels very fortunate to be working in Petaluma, where her family has been living and doing business for over 100 years. When not working Tina enjoys spending time with her family and exploring the many activities available here in beautiful Sonoma County. Tina looks forward working with our clients and assisting with their insurance needs.


Therese Avilla

Office Manager

O: (707) 794-9950

Being a Petaluma native with deep family roots, Therese is grounded in the city’s history and culture. She feels fortunate to have grown up and lived in Petaluma her entire life and is happy to be working in the town she loves.  Therese has spent her entire career in the insurance industry, getting her start with State Farm in 1978. She is grateful to work for the Cheda Insurance Agency as their business philosophy and customer relations parallel her beliefs.  In her spare time she loves cooking, entertaining, hiking, traveling, and spending time with family and friends. She looks forward to helping you with all of your insurance needs and is committed to giving the highest-level of customer service.


Lindsay Cheda

Marketing and Community Relations

O: (707) 794-9950

At the age of 16, Lindsay started her insurance career working for her family’s Farmers Insurance Agency. This is where she learned the importance of developing strong client relationships and cultivating close connections to her community. Currently Lindsay works on community relations and marketing. Lindsay spends most of her free time with friends and family and also enjoys traveling and cooking.